Your credit card balance due amount is: 0..... Wow, am I not spending?
Hi -- Hope you and family are doing safe, during this COVID time. My prayers are with you. Last few months, I saw my credit card due amount is ZERO. I had similar situation almost 15 years back, where I intentionally avoid to use credit card to do savings. OK, what happened now?. Of course, it is due to COVID. However I wanted to analyze the spending patterns, places etc. 1. Fuel Bills - Twice a month, sometimes it is more than that due to travel 2. Multiplex & Restaurant Bills - Twice a month for sure 3. Super Market Bills - Every weekend or weekly twice (Vegetables, Fruits, Groceries etc) Due to COVID, yes, it is completely understandable about #1 (Fuel) & #2 (Multiplex/Restaurant). However, what happened to #3? :) Every day, we are still using vegetables, fruits, groceries, snacks, milk etc. How are we paying?, From where are we buying? Answer is: Government has shut down all air-conditioned shops and malls. We are buying all the mandatory items from local shops or